Welcome to Chiaro Consultancy Limited

I am a financial services regulatory consultant with over 30 years experience in the industry.  I specialise in conduct of business issues covering pensions, retail savings and investment products, mortgages and general insurance.


I have a wide network of contacts so I can confidently say that if I'm not able to address your regulatory issue I will know a man that can !


Feel free to contact me anytime. I look forward to hearing from you.



Joe Chiaro

My services

     I can help on a wide rang of issues including:


  • Reviewing and advising on procedures and systems and controls covering sales and complaint handling processes.
  • Advising on governance arrangements.
  • Quality assurance on sales standards and compliance arrangements.
  • Helping firms ensure FSA Treating Customer Fairly (TCF) standards and expectations are met.
  • Assistance with any regulatory dispute or complaints (including dealings with the Financial Ombudsman Service). 
  • Assistance with any remediation programme.
  • Helping firms with their broader FSA relationship.
  • Interim management